The halal screen tells you a business is permissible. The value lens tells you it’s worth owning.
Most Muslim investors get one half of this. I teach the framework that does both — patient, evidence-based, and aligned with Islamic principles.
Take the free Halal Stock Scorecard →Halal screening meets value investing
A 60-second look at how Barakah Profits checks a stock — the halal verdict, the fundamentals, and the right time to buy, in one place.
The halal screen tells you a business is permissible.
The value lens tells you it’s worth owning long-term.
Most Muslim investors get one half.
You need both.
The framework
Three disciplines, run together, every quarter. That’s the entire game.
Halal Screening
Business activity, debt under 33%, interest income under 5%. The AAOIFI-codified screen — applied every quarter, not just at purchase.
Value Analysis
Margin of safety, free cash flow, moats, intrinsic value. Buffett-grade thinking, halal-filtered. Find businesses worth holding for a decade.
Portfolio Construction
Position sizing, diversification, rebalancing, when to sell. The discipline that turns a screen + a thesis into actual compounding.
I teach the framework I use.
I started in options trading while auditing at KPMG, moved into Standard Chartered’s Wealth Management Office, then spent over a decade as a forex and commodities proprietary trader managing real capital.
2008 changed everything. The market crash made it clear: margin and speculation aren’t a path — they’re a problem. I shifted to a fundamentals-first, halal-compliant approach where barakah and discipline matter more than chasing alpha.
I’m a former certified Takaful practitioner, so the halal side of every call is grounded in real Islamic finance — not slogans. These days I’m semi-retired and focused on teaching what I’ve learned: I write The Barakah Investor weekly, teach the Barakah Investing Blueprint, and built the Halal Stock Scorecard so anyone can apply the framework I use on my own portfolio.
— Rizal
The Barakah Investor
A weekly newsletter on halal value investing. Sober, practical, and free.
Does this halal stock have a moat? (The test most investors skip)
The four moats with halal examples, the three questions to ask before every position.
How much should you put in each stock? (Most investors never think about this)
The two failure modes, the conviction-based ceiling, the halal-specific consideration most miss.
The number on the income statement that can be faked (and the one that can’t)
Why net profit lies, why free cash flow doesn’t, and how to screen for the difference.
Four ways to start
The Halal Stock Scorecard
A 5-minute quiz that scores any stock or portfolio against the full 6-point halal-value screen.
Take the quiz →The Barakah Investor
A weekly newsletter — one core concept per issue, no fluff. Margin of safety, moats, when to sell.
Read latest issuesBarakah Stock Check
Type any ticker. Get halal screening, 6 quality scores, a fair-value range, and weekly buy-timing — in seconds.
See Stock CheckBarakah Investing Blueprint
The complete video program. Halal screening system, value framework, portfolio construction, walkthroughs.
See the Blueprint“It integrates both elements — halal + valuation — in one place”
Ashraf — Barakah Profits student
Start with the free Scorecard.
Run your watchlist through the same 6-point screen I use on mine. Five minutes. No payment. Just clarity.
Take the free Halal Stock Scorecard →
Halal value investing, taught the right way. Patient compounding, AAOIFI-aligned screening, and a barakah lens on every decision.